Breaking Down the Four Types of Divorce

Just as no two relationships are exactly the same, there are different types of divorce as well. Each comes with its own financial issues, child custody disputes, and property settlements, not to mention the incredible emotional toll that is unique to everyone who goes through this challenging process. Divorce or the dissolution of a marriage can happen in a few different ways and while you might assume the process will definitely take you and your spouse to court, that's not usually the case. In fact, it's estimated that 95% of all divorces in the United States are settled outside of court, as both parties are able to come to terms on issues like child custody, alimony, and the division of marital assets without the interference of the court. 

The type of divorce you have is typically determined by how willing you are your spouse are to work together during the divorce process, as opposed to going to battle in court. If you're considering or are in the midst of a divorce, make sure you learn more about four common types of divorce and what each could mean for you and your spouse during and after. 

No-Fault Divorce

A no-fault divorce takes place when you and your spouse agree that no one is at fault for the failure of the marriage. The reasons for seeking a divorce may be as simple as incompatibility or irreconcilable differences. There doesn’t have to be any further explanation or proof that the marriage isn't working. Back in 1970, California was the first state to pass no-fault divorce laws, forever changing the divorce process and making it much easier to end a marriage. Before this, you would have to prove grounds for the divorce, which included things like adultery, desertion, and physical or mental cruelty.

Uncontested Divorce

In an uncontested divorce, both spouses reach a mutual agreement to end the marriage. They are able to come to an agreement regarding the division of property, any financial issues, child custody, and other contentious issues. An uncontested divorce can save time and money through streamlined court procedures.

Though uncontested divorces are simple and quick, but they can cause people to give up rights they did not know they had. This includes things like alimony, the division of retirement benefits, and other sources of income.

Simplified Divorce

Simplified divorces are uncontested, no-fault divorces where there is no conflict between the spouses. Usually, simplified divorce takes place between couples who have been married a short amount of time, who don't have children, and who have few marital assets to bicker over.

State laws differ when it comes to simplified divorce, but if your state allows it, it's usually a more affordable and less stressful way to go. This type of divorce is usually granted quickly—normally within 30 days of filing.

Limited Divorce

A limited divorce is similar to a legal separation, but it's not allowed in some states. Usually, couples who need to arrange their finances and settle other issues will choose a limited divorce to give them time to figure out the details before the divorce becomes final. As in a legal separation, you and your spouse can't live together or be intimate with each other (or anyone else for that matter) while you go through this type of divorce.