A Guest Wrote Us a Check But Addressed it Wrong—What Can We Do?

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Receiving a check as a wedding gift can be pretty exciting. How you spend it is totally up to you, whether you're adding it to your honeymoon fund, buying new hardwood flooring for your living room, or heading out for an indulgent date night. But there can be some confusion when it comes to addressing the check, and sometimes, guests get it wrong.

So what can you do if you've been sent a check but you can't cash it? Ahead are a few tips.

The Right Way to Address a Check

First of all, here's how checks should be addressed. If a guest is sending a check as a gift before the wedding, it should be addressed to one person, whoever the guest knows better. If the check is being sent after the wedding, address the check in the following format: "Susan or Andrew Michaels." By using "or" instead of "and" you'll make it easier for the couple to cash the check without having to be together at the bank (especially if they haven't set up a joint bank account).

Head to the Bank

If you've received a check that's addressed incorrectly, whether it has your first name and your fiancé's last name but you won't be changing your name, or a guest incorrectly wrote their middle name as your last name, start by heading to the bank together and bring along both of your IDs and your marriage license. Usually, if it's a minor mistake and you have proof that the check is for you, the bank should be able to deposit it for you.

They might ask you to both endorse the check, so being there together will save you an extra trip later.

Contact the Sender

If, for whatever reason, the bank says they can't accept the check, get in touch with the person who sent it to you and explain the situation. Let them know the best way to address a new check, then tear up the old one.

Spread the Word

Make sure to let your parents and wedding party know whether you'll be changing your name. Ask them to then encourage guests to address checks to one of you or the other (not both) to avoid checks you won't be able to deposit.

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