Once you’ve started to talk about getting engaged, it’s hard to do anything other than browse jewelers’ websites in search of inspiration for your engagement ring. And once you get down that rabbit hole, huge baubles with sparkling halos and pavéd bands can suck you in quickly! Since you’re supposed to be figuring out what you do and don’t like so your boyfriend can buy the perfect ring, you’re probably better off looking at jewels that fit in his price range, so he’s not discouraged when he can’t afford what you love and so you don’t have your heart set on something way out of his budget. Can you talk about a ring budget before you start looking, or should what he plans to spend be a secret? Our experts weigh in.
Ah, if only talking about money weren’t so darn awkward! But in most cases, dollars and cents can be a tricky subject to bring up — even more so when something as emotionally charged as an engagement ring is involved.
If you and your boyfriend are already open with one another when it comes to spending, by all means ask him to give you some guidance when it comes to what he’s planning to spend on your engagement ring. He doesn’t have to give you an exact figure, but a price range will help you narrow down your search, whether you’re looking online or are trying things on in a jewelry store. It will also help you have an informed conversation with a jeweler, whether you’re looking for a bigger stone (and therefore might want to try on a ring with a halo around the stone or a slightly flawed center stone) or if a totally perfect diamond is your priority (which might mean a smaller stone and a more simple setting to keep within your boyfriend’s budget).
Would he rather keep those figures to himself? Encourage him to have an introductory conversation with a jeweler to get an idea of what his budget will allow. Then, he can give you an estimated carat weight or similar set of characteristics so that you can start to try on rings that will look similar to one he can afford to purchase for you.