How low should your necklace go? Choose a jewel that dips deliciously into the curve of a sweetheart shape.
Strapless dress, Vintage Michelle Roth Couture. Floral cluster earrings, about $45, Carolee, carolee.com. Freshwater pearl and cubic zirconia necklace, about $955, Siman Tu, 212-904-1217. Platinum and diamond Bryant Park ring (without center stone), about $3,000, Gumuchian, gumuchian.com.