Before taking the plunge—into home ownership, that is—make sure now really is the right time to buy.

4. Decide If You Really Want to Settle Down

Buying a home isn't just committing to a building—you're also saying yes to the surrounding community and city. Make sure you won't need to move in the next five to seven years for work or any other reason, or the investment won't be worth the trouble.

Photo: Getty Images

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