A: It's too early in the day for a cocktail dress, and a simple sweater and skirt will be too informal. This might be the time to invest in a classic fitted suit that you can then dress up with a sexy sheer camisole. Or look for a silk wrap dress in a cheerful print. And don't forget to accessorize. A great pair of earrings, a fabulous handbag and to-die-for shoes will transform your attire from everyday to elegant.