Wedding Answers Tools

The Ultimate Wedding Budget Guide

From the average wedding budget breakdown to money-saving tips, we've got you covered with expert financial advice.

First, check out what other brides are spending.
Last year, the average couple spent $23,883* on their wedding. Here's the typical breakdown:

*Based on an average of 153 guests and total expenses for each respondent. All figures from the Brides American Wedding Study.

Then, figure out your budget.

Annie Lee, top New York wedding planner and founder of Daughter of Design, has your road map.

1. Get on the same page as your fiancé about wedding spending.
Decide how much of your own funds you want to use, and agree not to go into debt. Ideally, you'd have six months' salary in savings, untouched, for this purpose. If that's a stretch and you want a big party, consider opening a joint wedding savings account and prolonging your engagement so you can stockpile and pay as you go.

2. Draw up a realistic guest list.
If you have large families and/or tons of friends, divide it into an A team (musts) and a B team (optionals). Tip: If you're on a tight budget, it's okay not to invite colleagues and to get a little thrifty with your plus-ones.

3. Ask your parents if they want to pitch in and, if so, how much.
Add it all up and you've got your budget. (See next page for tips on how to broach that tricky conversation.) FYI, 75 percent of couples ignore traditional who-pays-for-what rules. A full 36 percent cover the entire bill themselves.

4. Once you have your figure, cut it by 10 percent.
This gives you room to go over, which many people do—especially for destination weddings. (Studies show that 40 percent of those couples overspend, as do 32 percent of those who marry locally.)

5. Get comfy with Excel.
Your spreadsheet should have three columns: Estimated, Modified, and Actual. Amounts under Estimated will be driven by research, vendor proposals will fill up Modified, and Actual will have your final expenses.

6. Use average percentages (like the ones on the previous page) to help you allocate your money.
Rearrange according to your priorities. (For instance, if you geek out to gold foil and letterpress, up the paper percent.) Then adjust numbers after calling vendors for costs. Ta-da! You've filled in your Estimated column. Make sure the total doesn't exceed your budget—and never delete your estimates, so you can always see where you started.

Wedding Budget Features

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