Thanks, that makes me feel better, I have worked hard to keep perfect credit and I would be uber pissed if that happened! And I know that I am lucky to be marrying a guy whose worst quality is probably stuff like this.....but I think it is a big deal. I mean, I would feel terrible if someone got charged $ because of me. We share a lot of our finances and don't really keep track, but geez, I'm like next time you get the urge to waste $20 give it to me!! I'll find a use for it! If it was a one time thing, no biggie, but this happens ALL THE TIME. No more though, he is off my account!