I just got engaged on Satuday, and first item on my planning list is to get my e-ring insured. I live in an apartment and have renters insurance, but I just called the company and they want an additional $330 per year to add the ring to the policy, which I have been told is crazy from my friends with e-ring insurance. Unfortuntely they all have houses, not apt so it's on their homeowners policies - so they don't have advice for me.
For anyone who has insured their e-ring not through a homeowners policy, where did you insure it? And about how much is the rate (for example: $2.75 insurance premium per $100 ring value)?