Engagement ring insurance

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KCI Posts : 150 Registered: 3/30/09
Engagement ring insurance
Posted: Nov 16, 2010 4:54 PM

Hey everyone,

I just got engaged on Satuday, and first item on my planning list is to get my e-ring insured. I live in an apartment and have renters insurance, but I just called the company and they want an additional $330 per year to add the ring to the policy, which I have been told is crazy from my friends with e-ring insurance. Unfortuntely they all have houses, not apt so it's on their homeowners policies - so they don't have advice for me.

For anyone who has insured their e-ring not through a homeowners policy, where did you insure it? And about how much is the rate (for example: $2.75 insurance premium per $100 ring value)?


Daisypath Anniversary tickers
*Met: 9/17/2009 *Started Dating: 11/14/2009 *Engaged: 11/13/2010 *Mr and Mrs: 9/17/2011
Daisypath Wedding tickers


PharmToxGirl Posts : 5,446 Registered: 8/30/07
Re: Engagement ring insurance
Posted: Nov 16, 2010 5:49 PM Go to message in response to: KCI

I would look into insuring the ring outright. I have friends who got engaged while living in a rental and this is what they did.

You can price the options of insuring it outright on it's own policy (Sorry I don't know how much they spent) vs adding it to the renter's insurance.

Good luck!





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